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These days it’s getting easier to manage your money and plan your financial future anytime, anywhere – using your tablet or smartphone.
If you’ve put managing finances in the ‘too hard’ basket for too long, then a few minutes with your mobile device may be just what you need to get back on track.
1. Do a health check
Not sure where to start? A money health check could give you an idea of where your money is going each month. Moneysmart.gov.au have some resources, as well as tips to help depending on your goals.
2. Stay close to your money
To help keep your finances front of mind, consider downloading your mobile banking app for easy access to your balance whenever you need it. Real time balance updates could help you keep track of your finances and inform your decision making before you purchase.
3. Compare the market
In the market for a new home loan or insurance cover? Comparison sites such as Finder and Mozo research hundreds of providers so you can weigh up alternatives – even if you only have a few spare minutes during the day.
4. Manage your expenses
Being aware of your outgoings is an important step in managing your expenditure effectively.
5. Take a step up the housing ladder
If buying a home is on your to-do list, you might be able to do some of the leg-work while you’re on the go. Work out your borrowing power, get an idea of buying costs and home loan repayments.
ING does not endorse and is not affiliated with third parties mentioned in this article. ING is not responsible for any services provided by third parties nor does ING accept any liability or responsibility arising in any way from any products or services supplied by the third parties.
Loan Repayments Calculator
The Loan Repayments Calculator is not an offer of credit and is an approximate guide only. It gives an indication of the type of repayment required and the total interest payable, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate.
The formulae used may change at any time without notice. The calculators are provided by InfoChoice.
Borrowing Power Calculator – ING
The ING Borrowing Power Calculator is not an offer of credit and is an indication only based on the stated assumptions and the information entered by the customer.
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